Compound Interest Calculator
Calculate investment growth, regular monthly contributions (SIP), and compound interest returns.
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8% p.a.
10 Years
Total Future Value
₹1,14,279
Total Principal Deposited
₹70,000
Total Interest Earned
+₹44,279
Deposits: 61.3%Interest: 38.7%
Annual Amortization Progression
| Year | Total Invested | Total Interest | Ending Balance |
|---|---|---|---|
| Year 1 | ₹16,000 | +₹1,096 | ₹17,096 |
| Year 2 | ₹22,000 | +₹2,782 | ₹24,782 |
| Year 3 | ₹28,000 | +₹5,105 | ₹33,105 |
| Year 4 | ₹34,000 | +₹8,119 | ₹42,119 |
| Year 5 | ₹40,000 | +₹11,882 | ₹51,882 |
| Year 6 | ₹46,000 | +₹16,454 | ₹62,454 |
| Year 7 | ₹52,000 | +₹21,905 | ₹73,905 |
| Year 8 | ₹58,000 | +₹28,305 | ₹86,305 |
| Year 9 | ₹64,000 | +₹35,735 | ₹99,735 |
| Year 10 | ₹70,000 | +₹44,279 | ₹1,14,279 |
How to Use Compound Interest Calculator
1
Enter Principal
Input your initial lump sum investment.
2
Add Monthly Contributions
Specify how much you plan to add each month.
3
Set Rate & Duration
Select annual return percentage and time horizon to view total wealth.
Key Features
Models initial deposit plus regular recurring monthly contributions
Adjustable compounding frequency (Monthly, Quarterly, Annually)
Visual ratio bar contrasting total deposits vs earned interest
Complete annual amortization schedule breakdown table
Frequently Asked Questions
Everything you need to know about this tool and data privacy.
A = P(1 + r/n)^(nt) plus the future value of a series of regular monthly payments.
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